What You Get With List & Lock™

In addition to a lower rate and more interest in your property, SLS helps promote your unique value
proposition to prospective buyers and their agents with custom marketing collateral. We will also contribute
an additional 1% to your rate discount, making Select Lending Services the only mortgage lender
materially invested in helping you sell your house!

Interest rates are one of the biggest hurdles for home buyers.

With List & Lock™ from Select Lending Services, you can offer prospective buyers a reduced rate, making it easier for more people to buy your home.

Choose how much you wish to contribute to lower the rate

This lock cannot be transferred to another property address. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities. 

Display the lower rate on the for sale sign in front of your house.

Sign Rider

Web Page & Video

A custom page and video with detailed rate options for prospective buyers.

Paid Ads

Customized paid social video and retargeting ads.
 

Videos

Customized videos with property and rate details.

Contact a mortgage professional
to learn more about
List & Lock™, exclusively from
Select Lending Services.

Interest rates are one
of the biggest hurdles for

home buyers. 

With List & LockTM from Select Lending Services,
you can offer prospective buyers a
reduced rate, making it easier for more

people to buy your home.

Advertise a discounted rate with robust marketing materials we provide

Showcase your house 
for sale with a discounted interest rate

How It Works

How It Works

Choose how much you wish to contribute to lower the rate

Advertise a discounted rate with robust marketing materials we provide

Showcase your house
for sale with a discounted
interest rate

What You Get
With List & Lock™

In addition to a lower rate and more interest in your property, SLS helps promote your unique value
proposition to prospective buyers and their
agents with custom marketing collateral.
We will also contribute an additional 1%
to your rate discount, making
Select Lending Services the only mortgage
lender materially invested in helping you
sell your house!

Videos

Customized videos with property and rate details.

Web Page & Video

A custom page with detailed rate options for prospective buyers.

Paid Ads

Customized paid social video and retargeting ads.
Display the lower rate on the for sale sign in front of your house.

Sign Rider

GET STARTED

Sell Your Home
Faster with List & Lock™

Stand out from other homes on the market
by advertising a reduced rate on your listing.

Sell Your Home
Faster with
List & Lock™

Stand out from other homes
on the market by advertising a
reduced rate on your listing.

Better Than Discount Points or Seller Concessions

The ability to advertise a discounted rate with the property is rare and will help your listing stand out. Concessions might entice individual buyers, but List & Lock™ can attract interest immediately.

Less Expensive Than Price Reductions

Lowering the sales price doesn’t look good on a listing and it can be expensive. The average price reduction is 2.9%*. On a home listed for $350,000, that's just over $10,000. A 1% List & Lock™ discounted rate will cost less than half that — about $4,500.

Not Just For Conventional Loans

List & Lock™ can be used with Conventional Loans, VA Loans, FHA Loans, and 10/6 ARMs.

Better Than Discount
Points or Seller Concessions

The ability to advertise a discounted rate with the property is rare and will help your listing stand out. Concessions might entice individual buyers, but List & Lock™ can attract interest immediately.

Less Expensive
Than Price Reductions

Lowering the sales price doesn’t look good on a listing and it can be expensive. The average price reduction is 2.9%*. On a home listed for $350,000, that's just over $10,000. A 1% List & Lock™ discounted rate will cost less than half that — about $4,500.

Not Just For
Conventional Loans

List & Lock™ can be used with Conventional Loans, VA Loans, FHA Loans, and 10/6 ARMs.

Select Lending Services™ is an equal opportunity lender, NMLS ID# 2027853 (www.nmlsconsumeraccess.org, www.selectlendingservices.com). Licensed by the Oregon Division of Financial Regulation #ML-2027853. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-2027853. CO Mortgage Company Registration License No. 2027853. Texas — SML Mortgage Company License, state issues no license number. Licensed by the Virginia State Corporation Commission #MC-7823 To verify our complete list of state licenses, please visit https://selectlendingservices.com/corporate/licensing.

CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact a mortgage professional to learn more about
List & Lock™, exclusively from 
Select Lending Services.