What You Get With List & Lock™
Interest rates are one of the biggest hurdles for home buyers.
With List & Lock™ from Select Lending Services, you can offer prospective buyers a reduced rate, making it easier for more people to buy your home.
Choose how much you wish to contribute to lower the rate
This lock cannot be transferred to another property address. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.
Sign Rider
Web Page & Video
Paid Ads
Videos
Interest rates are one
of the biggest hurdles for
home buyers.
With List & LockTM from Select Lending Services,
you can offer prospective buyers a
reduced rate, making it easier for more
people to buy your home.
Advertise a discounted rate with robust marketing materials we provide
Showcase your house
for sale with a discounted interest rate
Choose how much you wish to contribute to lower the rate
Advertise a discounted rate with robust marketing materials we provide
Showcase your house
for sale with a discounted
interest rate
What You Get
With List & Lock™
Videos
Web Page & Video
Paid Ads
Sign Rider
Stand out from other homes on the market
by advertising a reduced rate on your listing.
Stand out from other homes
on the market by advertising a
reduced rate on your listing.
Better Than Discount Points or Seller Concessions
Less Expensive Than Price Reductions
Not Just For Conventional Loans
Better Than Discount
Points or Seller Concessions
Less Expensive
Than Price Reductions
Not Just For
Conventional Loans
Select Lending Services™ is an equal opportunity lender, NMLS ID# 2027853 (www.nmlsconsumeraccess.org, www.selectlendingservices.com). Licensed by the Oregon Division of Financial Regulation #ML-2027853. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-2027853. CO Mortgage Company Registration License No. 2027853. Texas — SML Mortgage Company License, state issues no license number. Licensed by the Virginia State Corporation Commission #MC-7823 To verify our complete list of state licenses, please visit https://selectlendingservices.com/corporate/licensing.
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.